Im right behing CMT on that one (for once!) Clearly a CGT is the key pocliy tool to make an impact on home ownership. Making lending harder (not easier!) would also help. Almost everything else just hands money to property investors and prices more people out of the market.I don't think putting it in is as hard as you think - home ownership is ALREADY low. You just have to make it clear that the lack of a CGT is offset by higher income taxes.